New Features. Same Adventure.
Lookout has partnered with Groundwork Card to provide you with an improved credit card experience and best-in-class customer service. Read on to learn more.
Everything you love: now with a smoother experience
Same Annual Percentage Rate. No surprises.
Your Annual Percentage Rate won’t change as part of this upgrade, you’re simply getting a refreshed card and an improved digital experience.
Enroll early for a smoother launch.
Starting March 16, enroll in the new portal to confirm your contact info, accept eSign + Terms, and link your bank, so payments and AutoPay setup are quick after conversion.
Rewards come with you.¹ Redeem in April.
Your rewards balance will transfer to your new card automatically¹. Rewards will be redeemable beginning April 2026, so you can keep earning now and redeem soon. Exclusions Apply¹
What to Expect Next:
March 6, 2026
Replacement cards for your current card must be requested by this date. After March 6, Card Services will not be able to order replacement cards.
March 14, 2026
Online Banking access to your credit card ends (the “Credit Card” account tile will be removed). Online Banking transfers and Bill Pay payments to your current card will no longer process.
Around March 20, 2026
Online Banking access to the new card may not be available immediately. Please plan to manage your card in the Groundwork portal until Online Banking access is ready.

Heads up—important access & payment changes
Your new card will come with a new card number, so you’ll want to update any recurring payments after you activate. If you use AutoPay today, you’ll re-enroll it after conversion.
March 6
Card Services can no longer order replacement cards for your current card after this date. If you need a replacement, please contact us before
March 14
Your credit card will no longer appear in Online Banking (the “Credit Card” account tile will be removed).
Starting March 14
Payments made through Online Banking transfers and Bill Pay to your current card will no longer process.
If you mail payments
Do not mail payments to the current lockbox during the transition—mailed payments to the old address will not be processed and may be returned.
Statements
Statements will no longer be available in eZCard. If you need past statements, download them now. Set up estatements in your new portal
Make sure your email, phone, and mailing address are up to date Enroll in the new portal starting March 16 Activate your new card when it arrives Update recurring payments and re-enroll AutoPay after conversion (if applicable) Choose eStatements and add your card to your mobile wallet If you use Online Banking transfers or Bill Pay to pay your card, plan to switch, those payments will no longer process after March 14 If you need past statements, download them from eZCard now. If you might need a replacement card for your current card, contact Card Services before March 6.
No, your Annual Percentage Rate (APR) will not change as part of this transition.
Your rewards balance will carry over to your new card. Rewards will be redeemable beginning April 2026. Exclusions Apply: If you have Rewards Points available on your Lookout Credit Union Mastercard Secured Card Account, your points must be redeemed by 3/18/2026. Unused points will expire on 3/19/2026.
Early enrollment helps ensure you can access your account right away, confirm your contact info, and link your bank—so payments and AutoPay setup are quick after conversion.
If you currently use AutoPay, you’ll need to re-enroll after conversion. Your previous AutoPay settings will not transfer.
Beginning March 14, your credit card will no longer appear in Online Banking (the “Credit Card” account tile will be removed). You’ll manage your card through the Groundwork portal.
Online Banking transfers to your current credit card (including scheduled transfers) will no longer process after March 14. To avoid missed payments, please plan to make payments through the Groundwork portal going forward.
Groundwork Card will not make a hard inquiry for your credit report as a condition of issuing you a Lookout Groundwork Card.
Bill Pay payments to your current credit card will no longer process after March 14. Please plan to make payments through the Groundwork portal going forward.
During the transition, payments mailed to the current lockbox will not be processed and may be returned. Please use the payment options in the Groundwork portal (or contact us for help making a payment).
Statements will no longer be available through eZCard. If you need past statements, we recommend downloading them now. Going forward, statements will be available through the Groundwork portal.
Online Banking access to the new card is still in progress and may not be available immediately. Until it’s ready, please use the Groundwork portal to view your card activity and make payments.
Look for your new Lookout Groundwork Card in the mail in March 2026. Until then, you can continue to use your current credit card as you have been. New card issuance subject to your account eligibility, including being open and good standing.
You may continue to use your current Lookout credit card until you receive your new Lookout Groundwork Card in the mail. Once you receive and activate your new card, your current card will no longer be valid and should be destroyed.
Yes, your account number will change when you receive your new Card. Issuing a new card account number will assist us with a top priority of Card security. The new account number and expiration date will assist us in protecting your account from fraud. The three-digit CVV number on the back of your Card will also change. Note: Please be ready to contact merchants with whom you have recurring payments linked to your current Card. They will need the updated information of both the Card and CVV numbers on the new Card in order to process future charges. This applies to authorized users as well. An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.
The new cards will enable you to make contactless payments (also referred to as touch-free or tap-and-pay). Not only is this convenient when you pay, contactless credit cards add security with the use of tokenization to mask your actual credit card number and protect your Card information from being stolen. Also, you can continue to load your Card to your mobile wallet, which will use the same tokenization as contactless cards.
The credit limit on your new Card will remain the same as that of your existing Card.
Your due date may change. If you wish to select a new payment due date, you may contact Lookout Groundwork Card at 1-866-614-0322 (Monday through Friday from 8 a.m. to 6 p.m.) after you receive the first statement with your new Card.
Contactless payments, also referred to as Tap & Go® or Tap to Pay, wirelessly transmit your encrypted credit card information to a contactless-enabled point of sale machine. Lookout Groundwork Visa credit cards are now contactless enabled so your card never leaves your hand. No wallet? No problem. Add your Lookout Groundwork Visa card to your mobile wallet and pay with your phone or compatible smart watch. Use anywhere you see the Contactless symbol at checkout for a faster, safer and more convenient way to pay.
Yes, contactless payments are secure. Contactless payments put you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted so your actual card number is never used.
You do not need a PIN to use a Lookout Groundwork credit card for a merchant transaction. A PIN is required if you would like to use your Lookout Groundwork credit card to withdraw cash from an ATM. To set up your ATM pin, use the number listed below and when prompted, say "Select PIN": 1-888-886-0083
If you wish to create or change an ATM PIN, use the number listed below and when prompted say, “Select PIN”: 1-888-886-0083


